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No Claims Discount (NCD) Every year you don't claim, Our Insurers give you more NCD:

  1. A typical level of No Claims Discount (NCD) accrual is 30% after 1 year, and rises to 65% (70% with some insurers if you’re over 50) after minimum 5 years.
  2. After 4 years, you can protect your NCD for an additional premium. You can make 1 claim in any year or 2 claims in any 5 year period, and you won't lose your hard-earned discount, some of our insurers will let you protect it for life, or as long as you continue to be insured with that company.

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